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  1. SimpleLoonie/
  2. Free invoice generator

Free tool

Free invoice generator
for Canadian businesses.

Build a GST or HST invoice, bill in any currency, and download the PDF. Free on every plan, with no charge per invoice and no watermark.

Make an invoice freeSee a finished invoice

What is the SimpleLoonie invoice generator?

The SimpleLoonie invoice generator is a free online invoice maker for Canadian businesses. You fill in who you are billing, your line items and your tax rate, watch the invoice take shape beside the form, and download a PDF. It handles GST, HST, PST and QST, tax added on top or already in the price, and any currency. It is included on every plan, including the free one.

Price
CA$0, on every plan
Invoices per month
No limit, no watermark
Sales tax
GST, HST, PST, QST, VAT
Tax handling
Added on top or included in price
Output
PDF download, or saved to your books
Needed to start
A free account, no credit card

What does the invoice look like?

This is the real preview from inside the app, rendering a real invoice. Your client gets this as a PDF, on one A4 page, with your logo in the corner.

INVOICE

2026-014

Bill From

Fairlight Joinery 118 Wellington St E Guelph, ON N1H 3T9 GST/HST 81729 4462 RT0001

Bill To

Beacon Hill Dental 2210 Gladwin Cres, Unit 4 Ottawa, ON K1B 4K9

Issue Date

1 Sep 2026

Due Date

1 Oct 2026

Currency

CAD

ItemQtyUnit PriceAmount

Reception millwork, white oak

Cabinetry, counter and integrated lighting

1CA$8,450.00CA$8,450.00

On-site installation

3CA$620.00CA$1,860.00

Notes

Net 30. Please quote the invoice number on any transfer.

SubtotalCA$10,310.00
HST 13%CA$1,340.30
TotalCA$11,650.30

Payment details

Fairlight Joinery Ltd. Institution 003, Transit 04812, Account 5518417 e-transfer: pay@fairlightjoinery.ca

Swipe the sheet sideways to see the amounts.

  • Every label is editable

    Rename Bill To, Qty or Total to bill in French, German or any language.

  • Your logo, your wording

    Upload a logo once and save the whole setup as a reusable template.

  • Tax lines that add up

    Several taxes on one invoice, included in the price or added on top.

  • Straight into your books

    Save the invoice as income with the PDF attached, or just download it.

How do you make an invoice?

Four steps, about two minutes for the first one and less for every invoice after that.

  1. Step 1

    Open the invoice generator

    Create a free SimpleLoonie account, open Apps, and choose Invoice Generator. Pick the Default template for an English invoice in CAD, or start from a template you saved earlier.

  2. Step 2

    Fill in who is billing whom

    Put your business name, address and GST/HST number in the Bill From block and your client's details in Bill To. Set the invoice number, the issue date and the due date.

  3. Step 3

    Add your line items and tax

    Add a line for each thing you are charging for with a quantity and a unit price. Set your tax rate, such as 13% HST in Ontario, and choose whether tax is added on top or already in the price.

  4. Step 4

    Download the PDF or save it to your books

    Check the live preview beside the form, then download the invoice as a PDF to send to your client, or save it to your transactions as income with the PDF attached.

How much sales tax do you charge on an invoice in Canada?

The rate follows the province where the customer receives the goods or service, not where you are. These are the general rates on most goods and services as of 15 September 2026.

General sales tax rates by province and territory
Province or territoryTax you chargeCombined rate
AlbertaGST only5%
British ColumbiaGST 5% plus PST 7%12%
ManitobaGST 5% plus RST 7%12%
New BrunswickHST15%
Newfoundland and LabradorHST15%
Nova ScotiaHST14%
Northwest TerritoriesGST only5%
NunavutGST only5%
OntarioHST13%
Prince Edward IslandHST15%
QuebecGST 5% plus QST 9.975%14.975%
SaskatchewanGST 5% plus PST 6%11%
YukonGST only5%

Some goods and services are zero-rated or exempt, and Québec administers QST itself. This is general information, not tax advice. Check the current rates with the Canada Revenue Agency and, in Québec, with Revenu Québec.

What has to be on a Canadian invoice?

If your customer wants to claim the GST or HST back as an input tax credit, the CRA expects the invoice to carry certain information, and how much depends on the size of the sale.

Under CA$100

  • Your business or trading name
  • The date of the invoice
  • The total amount paid or payable

CA$100 to CA$499.99

  • Everything in the band below
  • Your GST/HST registration number
  • The GST/HST charged, or a note that it is included and at what rate

CA$500 and over

  • Everything in the bands below
  • Your client's name or trading name
  • The terms of payment and a description of what you sold

Every one of these fields exists in the generator, and your GST/HST number goes in the Bill From block so it prints on every invoice. General information, not tax advice.

Is it actually free?

Yes. The invoice generator is part of every SimpleLoonie plan, including the CA$0 one. There is no cap on how many invoices you make, nothing is watermarked, and making an invoice does not use your monthly receipt scans. You need a free account, and you never need a credit card to get one.

Paid plans exist for the other half of the product: scanning receipts with AI, keeping history beyond 30 days, and exporting to Excel. Invoicing is not the thing we charge for.

Make an invoice freeCompare the plans

Questions about free invoicing in Canada

Is the SimpleLoonie invoice generator really free?+

Yes. The invoice generator is included on every SimpleLoonie plan, including the CA$0 Free plan. There is no limit on how many invoices you create, nothing is watermarked, and no credit card is needed. Paid plans add AI receipt scanning, longer history and exports, not invoicing.

Do I need an account to make an invoice?+

Yes, a free account. It takes about a minute and needs no credit card. The account is what lets your invoices, templates and business details wait for you next time instead of disappearing when you close the tab.

Can I create a GST or HST invoice with it?+

Yes. Add a tax line, name it GST, HST, PST, QST or VAT, and set the rate, such as 13% for Ontario HST. You can add several tax lines to one invoice and choose whether tax is added on top of your prices or already included in them.

Does making an invoice use up my monthly receipt scans?+

No. Receipt scans and invoices are separate. The Free plan's 15 scans a month apply to receipts you upload for the AI to read. Invoices you create and download do not touch that allowance.

Can I invoice in US dollars, euros or another currency?+

Yes. Pick the currency on the invoice and every amount, including the tax lines and the total, is formatted in it. That is useful when you are in Canada billing a client abroad and want the invoice to read in their currency.

Can I put my own logo on the invoice?+

Yes. Upload your logo once and it sits in the top corner of the invoice and the PDF. Save the whole setup, logo and wording included, as a template so your next invoice starts filled in.

Can I send an invoice in French?+

Yes. Every label on the invoice can be renamed, so Bill To, Qty, Unit Price, Subtotal and Total can all read in French, German or any other language. A German template ships with the app as a worked example.

Does the invoice generator work on a phone?+

Yes. The generator is built for a phone screen first: the form stacks into sections, a bar at the bottom keeps the running total and the download button in reach, and a Preview tab shows the finished invoice at full page proportions.

What do I get at the end?+

A PDF on one A4 page, laid out the way the preview shows it. You can download it and send it yourself, and you can also save the invoice into your SimpleLoonie books as income with the PDF attached to the transaction.

Can I reuse an invoice for a repeat client?+

Yes. Save any invoice as a template, with your business details, payment instructions, tax setup and wording already in place. Next time you pick the template, change the line items and the invoice number, and download.

SimpleLoonie.ca

AI receipt scanning and free invoicing for Canadian small businesses. GST, HST, PST and QST separated automatically, foreign currency converted at the transaction-date rate, prices in CAD. Built in Ontario.

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© 2026 SimpleLoonie · Ontario, Canada. Sales tax rates, CRA record-keeping rules and everything else on these pages is general information, not tax advice, and carries the date it was last reviewed. SimpleLoonie records the tax printed on a receipt; it does not file returns.